Covered-call / option-income ETF

XDTE dividend & DRIP calculator

Roundhill S&P 500 0DTE Covered Call Strategy ETF

XDTE applies the same-day options playbook to S&P 500 exposure with weekly distributions — overnight market moves stay uncapped, intraday upside is sold for premium.

Price

$38.88

as of 2026-07-16Roundhill Investments (issuer data)

Distribution rate

22.2%

as of 2026-05-31Roundhill Investments (issuer data)

SEC 30-day yield

-0.6%

as of 2026-05-31Roundhill Investments (issuer data)

Expense ratio

0.97%

as of 2026-07-16Roundhill Investments (issuer data)

Payout frequency

Weekly

fund’s stated cadence

Upcoming

ex 2026-07-23 · pays 2026-07-24amount TBDex 2026-07-30 · pays 2026-07-31amount TBDex 2026-08-06 · pays 2026-08-07amount TBDfull calendar + feed

Scenario calculator — pre-loaded with XDTE’s average of its last 12 payouts

Outlook

Inputs

Starting investment

Monthly contribution

Years1 yr

Share price

Distribution / share

volatile payers swing payout to payout — the average smooths the starting point

Payout frequency

pays weekly — 52 payouts/yr folded into the monthly model (×52⁄12)

Distribution growth per year

Price growth per year

Effective tax rate on distributions

Use 0% for IRA/Roth. Simplified: one flat rate, federal only.

Reinvest distributions (DRIP)

Stress test

share carries inputs in the link only — nothing stored

Average gross income, final year

$230/mo

$2,762/yr gross

Value after 1 yrs

$15,892

Total gain / contributed

+22%

$2,892 gain · 25.0%/yr

Total contributed

$13,000

final-year gross (pre-tax) income ÷ contributed 21.2%

What this scenario says

Contributing $10,000 up front plus $250 a month for 1 years puts in $13,000 of your own money. Under these assumptions the position ends worth $15,892, averaging about $230 a month in gross distributions in its final year. That is a total gain of $2,892 (+22%) — about 25.0% a year, money-weighted, counting income and price together.

Your money $13,000Growth + reinvested income $2,892

Income milestones

$100 avg gross/mo around year 1

Assumption ledger

Share price: $38.88as of 2026-07-16
Distribution per share (weekly, modeled monthly): $0.7001last-12-payout average · as of 2026-07-16
Distribution growth / yr: 0.0%base outlook
Price growth / yr: 1.0%base outlook
Tax rate on distributions: 0.0%your input
Reinvest distributions: yesyour input

Fragile assumptionYour inputs imply roughly 22.6% per year in combined distributions and price growth, sustained for 1 years. Long-run outcomes that high are rare; treat this as an optimistic scenario.
NotePart of this fund type’s distribution is often classified as return of capital, which changes tax treatment and can reflect NAV erosion. Distribution rate is not the same as total return.

Every rate above is held constant for the whole projection — real markets never do that. This is a scenario, not a forecast.

Year-by-year table

Year-by-year projection results
Year	Gross income	Contributed	Ending value
1	$2,762	$13,000	$15,892

Distribution history

YearOrder121 payouts

Distribution history
Ex-date	Pay date	Per share
2026-07-16	2026-07-17	$0.1661
2026-07-09	2026-07-10	$0.1851
2026-07-01	2026-07-02	$0.1854
2026-06-25	2026-06-26	$0.2645
2026-06-17	2026-06-18	$0.0876
2026-06-11	2026-06-12	$0.0974
2026-06-04	2026-06-05	$0.1920
2026-05-28	2026-05-29	$0.1561
2026-05-21	2026-05-22	$0.1430
2026-05-14	2026-05-15	$0.1613
2026-05-07	2026-05-08	$0.1435
2026-04-30	2026-05-01	$0.1569

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Launching soon — the calendar feed (.ics) works today.

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Risk & assumption notes

Option-income distributions are variable by construction. This page uses the fund’s recent payout trend as an editable default when enough weekly history exists; it is a scenario, not a forecast; the calculator models these weekly payouts as their monthly equivalent.
Distributions may include return of capital, which changes tax treatment and can accompany NAV erosion.
Covered-call strategies cap upside; comparing this fund’s distribution rate against an index fund’s total return is a category error.
Taxes are modeled as one flat rate on distributions — a simplification. Qualified dividends, ordinary income, and ROC are taxed differently. See methodology.

Questions people ask

Why does XDTE show a distribution rate of 22.2% but a SEC yield of -0.6%?

The distribution rate annualizes recent payouts; the SEC 30-day yield measures net investment income under a standardized formula. For option-income funds the gap is normal — premiums and return of capital can fund distributions well above earned income. Neither number is a forecast of total return.

Is XDTE's distribution guaranteed to continue at this level?

No. Its distributions depend on option premiums and market conditions, and funds like this have raised and cut payouts without notice. That's why this page's calculator includes a distribution-cut stress preset.

Can this page tell me whether to buy XDTE?

No — and it doesn't try. This is an educational scenario tool: it shows the arithmetic consequences of assumptions you choose. It makes no recommendations and no predictions.

XDTE versus peers — income now or growth kept?

Versus lab

Starting investment

Monthly contribution

Years10 yrs

Tax rate on distributions

Applies to both sides. 0% = tax-advantaged.

XDTEincome fund

Roundhill S&P 500 0DTE Covered Call Strategy ETF

Dist. rate: 22.2%
SEC yield: -0.6%
Expense: 0.97%

$0.7001/share · weekly, modeled monthly · average of last 12 payouts

Price growth /yr

assumption — no issuer return history

Payout growth /yr

assumption — variable option-income payout held flat

Avg gross income, final year: $3,051/mo
Ending value: $191,329
Total gain / contributed: +378%(23.9%/yr)
Distributions collected: $151,329

Generates high current distributions — useful if you spend the cash flow
Income keeps flowing in flat or choppy markets

QDTEincome fund

Roundhill Innovation-100 0DTE Covered Call Strategy ETF

Dist. rate: 36.7%
SEC yield: -0.6%
Expense: 0.97%

$0.8642/share · weekly, modeled monthly · average of last 12 payouts

Price growth /yr

assumption — no issuer return history

Payout growth /yr

assumption — variable option-income payout held flat

Avg gross income, final year: $14,257/mo
Ending value: $586,990
Total gain / contributed: +1367%(41.3%/yr)
Distributions collected: $546,990

Generates high current distributions — useful if you spend the cash flow
Income keeps flowing in flat or choppy markets

Under these assumptions QDTE leads on both income and ending value. A clean sweep usually means the growth assumptions strongly favor one side — before reading anything into it, ask whether that side’s implied combined payout and price-growth assumptions over 10 years are realistic. Nudge the growth fields above and watch how fast the sweep disappears.

Both sides run the identical deposit schedule with DRIP on and taxes off (0% — set a rate above for taxable accounts). Growth defaults come from each fund’s own record where available (payout history; issuer-reported returns) — but history is not a forecast, and this is not a recommendation.

Compared

QDTE vs XDTE

QDTE SPYI XYLD Income goal calculator

Educational scenario modeling only — not investment, tax, or financial advice. Results are hypothetical outcomes of your assumptions, not forecasts.

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XDTE dividend & DRIP calculator

Upcoming

Scenario calculator — pre-loaded with XDTE’s average of its last 12 payouts

Outlook

Inputs

Stress test

What this scenario says

Income milestones

Assumption ledger

Distribution history

Payout-declared alertsemail only · one-click unsubscribe

Risk & assumption notes

Questions people ask

XDTE versus peers — income now or growth kept?

Versus lab

Compared

Related

XDTE dividend & DRIP calculator

Upcoming

Scenario calculator — pre-loaded with XDTE’s average of its last 12 payouts

Outlook

Inputs

Stress test

What this scenario says

Income milestones

Assumption ledger

Distribution history

Payout-declared alertsemail only · one-click unsubscribe

Risk & assumption notes

Questions people ask

XDTE versus peers — income now or growth kept?

Versus lab

Compared

Related